header { background-color: var(--white) !important; border-bottom: 3px solid var(--primary-blue); box-shadow: 0 4px 15px rgba(0,0,0,0.05); }
header .logo { color: var(--primary-blue) !important; }

.policy-body { background: #f4f8ff; }
.policy-main {
    max-width: 860px;
    margin: 0 auto;
    padding: 7rem 1.5rem 5rem;
}
.policy-hero {
    background: linear-gradient(135deg, #003580, #004AAD);
    border-radius: 18px;
    padding: 2.5rem;
    color: white;
    margin-bottom: 2.5rem;
    text-align: center;
}
.policy-hero h1 {
    font-family: 'Montserrat', sans-serif;
    font-size: 1.8rem;
    font-weight: 800;
    margin-bottom: 0.5rem;
}
.policy-hero p { opacity: 0.8; font-size: 0.9rem; }
.policy-toc {
    background: white;
    border: 1.5px solid #e2e8f0;
    border-radius: 14px;
    padding: 1.5rem 2rem;
    margin-bottom: 2rem;
}
.policy-toc h3 {
    font-family: 'Montserrat', sans-serif;
    font-size: 0.78rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.07em;
    color: #718096;
    margin-bottom: 0.9rem;
}
.policy-toc ol {
    padding-left: 1.2rem;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0.3rem 2rem;
}
.policy-toc li { font-size: 0.85rem; }
.policy-toc a { color: #004AAD; text-decoration: none; }
.policy-toc a:hover { text-decoration: underline; }

.policy-section {
    background: white;
    border: 1px solid #e2e8f0;
    border-radius: 14px;
    padding: 2rem 2.5rem;
    margin-bottom: 1.2rem;
}
.policy-section h2 {
    font-family: 'Montserrat', sans-serif;
    font-size: 1.05rem;
    font-weight: 800;
    color: #003580;
    margin-bottom: 1rem;
    display: flex;
    align-items: center;
    gap: 0.5rem;
}
.policy-section h2::before {
    content: '';
    display: inline-block;
    width: 4px;
    height: 1.1rem;
    background: #004AAD;
    border-radius: 2px;
    flex-shrink: 0;
}
.policy-section h3 {
    font-family: 'Montserrat', sans-serif;
    font-size: 0.9rem;
    font-weight: 700;
    color: #2d3748;
    margin: 1.2rem 0 0.5rem;
}
.policy-section p {
    font-size: 0.88rem;
    line-height: 1.7;
    color: #4a5568;
    margin-bottom: 0.8rem;
}
.policy-section ul, .policy-section ol {
    padding-left: 1.4rem;
    margin-bottom: 0.8rem;
}
.policy-section li {
    font-size: 0.88rem;
    line-height: 1.7;
    color: #4a5568;
    margin-bottom: 0.2rem;
}
.policy-table {
    width: 100%;
    border-collapse: collapse;
    margin: 1rem 0;
    font-size: 0.83rem;
}
.policy-table th {
    background: #f0f4f8;
    font-family: 'Montserrat', sans-serif;
    font-size: 0.72rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    color: #718096;
    padding: 0.6rem 0.9rem;
    text-align: left;
    border-bottom: 2px solid #e2e8f0;
}
.policy-table td {
    padding: 0.6rem 0.9rem;
    border-bottom: 1px solid #f0f4f8;
    color: #4a5568;
    vertical-align: top;
}
.policy-table tr:last-child td { border-bottom: none; }
.policy-updated {
    text-align: center;
    font-size: 0.78rem;
    color: #a0aec0;
    margin-top: 2rem;
    font-family: 'Montserrat', sans-serif;
}

@media (max-width: 768px) {
    .policy-main { padding: 5rem 1rem 3rem; }
    .policy-hero { padding: 1.8rem 1.2rem; border-radius: 14px; margin-bottom: 1.5rem; }
    .policy-hero h1 { font-size: 1.4rem; }
    .policy-hero p { font-size: 0.8rem; }
    .policy-toc { padding: 1rem 1.2rem; border-radius: 12px; }
    .policy-toc ol { grid-template-columns: 1fr; gap: 0.25rem; }
    .policy-section { padding: 1.4rem 1.2rem; border-radius: 12px; }
    .policy-section h2 { font-size: 0.95rem; }
    .policy-section h3 { font-size: 0.83rem; }
    .policy-section p { font-size: 0.84rem; }
    .policy-section li { font-size: 0.84rem; }
    .policy-table { font-size: 0.76rem; }
    .policy-table th { font-size: 0.68rem; padding: 0.45rem 0.6rem; }
    .policy-table td { padding: 0.45rem 0.6rem; }
}
@media (max-width: 480px) {
    .policy-hero h1 { font-size: 1.2rem; }
    .policy-section { padding: 1.1rem 1rem; }
    .policy-table { display: block; overflow-x: auto; -webkit-overflow-scrolling: touch; }
}